People who experience certain life-changing events qualify for special enrollment to access the Health Insurance Marketplace outside of the open enrollment period (November 1, 2023, to January 15, 2024). These exceptions arise when someone loses insurance, when they lose their job, add a family member due to a birth or adoption, get married, change residence, become a U.S. citizen, or leave incarceration, among other qualifying milestones. Once any of these occur, they have 60 days to sign up for marketplace coverage.
If they do not qualify or wait too long to apply, they will have to wait until the next open enrollment period.
In some cases, you may not qualify for special enrollment and need to sign up during open enrollment. Reach out to a Navigator to see what you qualify for.
A Few Things To Know
Life Changes That Can Qualify You For Special Enrollment
Other situations that may qualify you for a Special Enrollment Period: