Different health plans offer different benefits, but the essential health benefits covered by every plan in the Health Insurance Marketplace are:

  • Outpatient care
  • Emergency services
  • Treatment while hospitalized
  • Pregnancy, maternity, and newborn care
  • Pediatric services
  • Mental health and substance use disorder services
  • Prescription drugs
  • Services and devices to help with recovery in cases of injuries, disabilities, or chronic conditions Laboratory tests
  • Preventive and wellness services